In software development there are a few important documentations to prepare in order for the development team to understand what is required and estimate development effort.

It is known with many names, but generically it can be referred to as Software Development Spec.  It outlines the business requirements, features, wireframes and other important references that the development team must refer to during the course of the development project.

Help your Developers Work More Efficiently

Many software projects fail due to bad documentation and lack of customer expectation management.  One of the reasons for failure is not having any specifications written down before the start of the development project, and upon iterations of changes made to the project, it is not updated.

If you value your software project, it is wise to have it documented well so to ensure your second generation developers are able to follow through with the original architecture and idea of the software product.

Traditional interest-bearing bonds pay interest on a regular basis, typically semi-annually, quarterly, or monthly. The payments on these bonds are fixed, which means the amount you receive with each payment generally remains the same.

Though bonds are often used for their ability to generate income, it is also possible for them to turn into growth investments. This happens when interest rates drop below the interest rate the bond is receiving, which makes it an appealing investment for other investors and allows the investor holding the bond to sell the bond at a premium.

Investing in fixed-income securities involves certain risks, such as market risk if sold prior to maturity and credit risk especially if investing in high yield bonds, which have lower ratings and are subject to greater volatility. All fixed-income investments may be worth less than original cost upon redemption or maturity.